Speeding tickets and insurance

I learned an interesting fact today. I called my insurance provider’s office to find out if I should take the deferral on my speeding ticket. She was quite helpful in making a decision. Apparently, whether you take the deferral or not the insurance company finds out about the ticket, despite what the county clerk would have you think. The only difference is that the points don’t go on your license at the BMV.

The weird part is that the base ticket price is $150 but the deferral price is $225. That’s 50% more! That feels a little bit like extortion. “Hey, we know you’re in trouble here, how about if you pay us extra, and we make this like it never happened?”

Am I way off base with that feeling? Is there a better way to look at it that I’m missing?

Leave a Comment

NOTE - You can use these HTML tags and attributes:
<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>